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Resolutions:
The most popular
and the most broken

Posted by on December 29, 2016 at 8:25 pm

  The New Year is nearly upon us. I need hardly point out that, for a lot of us, that means making and promptly breaking one or more resolutions. For a bland definition of the ubiquitous New Year’s Resolution, look no further than Merriam-Webster: A promise to do something differently in the new year. For […]

Are the days of hard
currency numbered?

Posted by on December 12, 2016 at 4:16 pm

How quaint: The other day I saw someone use cash to pay for groceries. I’m being facetious. Despite making my living in the digital payments business, even I stoop to the occasional cash transaction. The kid who mows my lawn doesn’t accept ACH transfers. Still, I have to wonder: How much longer will coins and […]

Generational Vocab
(Try this quiz)

Posted by on December 2, 2016 at 4:44 pm

THOUGH I WORK in a cutting-edge technology business, I am neither inured to nor beyond appreciating how the wonders of technology have transformed the world you and I get to live in. Not too long ago, not even royalty had our standard of living, what with climate-controlled homes, luxury cars, and fridges filled with fresh […]

Opinions:
The informed vs
the uninformed

Posted by on November 23, 2016 at 3:24 pm

Nearly 37 years after physicist and author Isaac Asimov penned “A Cult of Ignorance” for Newsweek, this sentence is still often cited: The strain of anti-intellectualism has been a constant thread winding its way through our political and cultural life, nurtured by the false notion that democracy means that “my ignorance is just as good as your […]

A choice of where to
read my new article on
the ROI of digital banking

Posted by on November 15, 2016 at 8:03 pm

WE HEAR it over and over: Digital banking is the future, and financial institutions are well advised to hop on that bandwagon yesterday or sooner. But the question has remained, Aside from keeping up with the times, what does digital banking offer financial institutions in terms of ROI?  Happily, a recently completed study, “Quantifying the Value of Digital […]