Author Archive

TBT: Functional is so last-decade

June 25, 2020

Originally posted July 15, 2014. Things have flipped. Not long ago the likes of Starbucks and McDonald’s enjoyed a competitive advantage by providing free onsite Wi-Fi. Today, that’s pretty much de rigueur. Providing onsite Wi-Fi is not so much a competitive advantage as not providing it is a competitive disadvantage. Likewise, offering mobile banking, once the sign of a forward-thinking […]

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How will the world look AC?*
*After Covid-19

May 11, 2020

We’re fortunate to live in an age where medical and scientific knowledge guide us toward valid preventive measures to control the spread of SARS-CoV-2. Still, it is both good business and good humanity to speculate about the world that will emerge once this horror is behind us. There is widespread agreement that it will look […]

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*After Covid-19

It’s World Password Day, and the news isn’t encouraging

May 8, 2020

Though cybersecurity and cyber fraud are frequent topics of interest, one cannot bring up the importance of solid passwords often enough. In that spirit, here’s wishing you a happy World Password Day. Ready for some scary facts? According to a new report from LastPass, 91 percent of us agree that using the same password for everything […]

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TBT: Avoiding Digital Banking Parity

May 7, 2020

I am fortunate to have been published a few times in The Financial Brand. I think this one, originally published in June, 2014, bears reposting. It’s called “Avoiding Digital Parity,” a danger the financial services industry has faced and still faces. As I said way back when, rather than cut and paste it here, I’ll invite you to click here and to […]

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TBT: Predicting the future of fintech under Trump—how’d I do?

April 30, 2020

At the outset of the Trump administration, questions loomed about the future of Dodd Frank, the payments industry, and fintech in general. Here’s a look at my situation analysis, three years later. Originally posted March 8, 2017. * * * Perhaps you heard: The United States has a new administration. Relax. I’m not going to opine […]

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