Mobile Applications in Financial Services: The Concepts, Methods, Issues and Future Conceptual Products that make a Significant Impact in Security

Posted by on August 30, 2011 at 7:33 pm

In support of the upcoming Financial Technology Innovation Forum, I recently sat down with Finance IQ to share some insights on mobile applications for the Financial Services Industry. Check out our interview below. The impact mobile applications will have on Financial Services companies is not yet clearly defined. As mobile increasingly becomes an ever more […]

Why “To Raise or Not to Raise Rates” is a Trick Question

Posted by on July 27, 2011 at 6:18 am

In a prior post, I suggested that raising rates elsewhere in order to compensate for a lowered debit interchange rate cap might not be prudent in every case. “To raise or not to raise” isn’t really the question. In fact, stated that way, it’s a trick question. It assumes an all-or-nothing approach.  Not all clients […]

Living with Durbin/VISA

Posted by on July 22, 2011 at 10:04 am

With the recent announcement that the Fed is setting the debit interchange rate cap at 21 cents, the financial services community breathed a collective sigh of relief. To be sure, 21 cents is less than what was charged in the past. But it’s better than the 15 to 20 cents that the market expected, and […]