Digital payments

TBT: Whatever happened to caffeine for data?

Posted by on October 22, 2020 at 7:00 am

This week’s TBT falls in the Whatever Happened To … category. About this time in 2018, I blogged about Shiru Cafe and its unique approach to capturing and remarketing personal data. The company still operates, but not in the United States. Unable to secure corporate sponsors, Shiru Cafe closed its three U.S. location— less than […]

Can’t beat fintechs? Join ’em.

Posted by on October 19, 2020 at 1:56 pm

“There is nothing permanent except change,” declared sixth century BCE Greek philosopher Heraclitus. I would venture to say that modern society agrees with him, as evidenced by an abundance of expressions hinting that there is wisdom in making the most of change, and naught but folly in attempting to slow or stop it. For instance: Aviator Betty Green […]

TBT: Digital sleeve garters

Posted by on October 15, 2020 at 1:48 pm

It’s not hard to pick out the banker in a Western. Just look for someone sporting sleeve garters and a translucent visor. This is a rare case in which Hollywood actually gets things right. In the late 19th century, sleeve garters served a practical purpose. Back then, you couldn’t walk into Nordstrom and ask for […]

Pandemic and payments: another look

Posted by on October 12, 2020 at 1:49 pm

As if we need more reasons to long for the pandemic’s end There is no shortage of articles that, while acknowledging the horror that is the COVID-19 pandemic, observe or predict a resultant upswing in digital payments. More frequent use seems all but assured by the need to self-quarantine and shop from home. I have […]

TBT: From bezels to bombs: ATM fraud runs the gamut

Posted by on October 8, 2020 at 1:46 pm

Some thieves take on smart ATMs with high tech gadgetry. Others, you could say, have a shorter fuse. The United States Department of Justice recently sent notifications to 2,000 residents in my home state of Utah. Recipients are presumed victims of one Alexandru Cosmin Licsor, freshly extradited from Romania. The purpose of the letter was to inform […]