Author Archive

It’s time to own the payment relationship. But hurry. (TBT)

February 13, 2020

First posted May 28, 2015, adapted from my article for Credit Union Magazine. * * * IT’S NO LONGER NEWS that payment relationships are a, if not the, wave of the financial services future.Experts have harped on the subject ad infinitum. People like me have harped on it, too. Part of the message seems to have gotten through loud […]

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The well-worn payment device

February 10, 2020

Now and then a product comes along that, seemingly overnight, proves indispensable, even though we had seemed to manage quite well without it before. The automobile comes to mind. So does Egg McMuffin. And, for a while, fidget spinners. But at least people could readily grasp what automobiles, McMuffins, and fidget spinners were good for. This year […]

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TBT: In celebration of tax season and the 19th Amendment

February 6, 2020

Perhaps you heard: 2020’s tax seasons is upon us. You may also be aware that August of 2020 will mark 100 years since the adoption of the 19th Amendment, finally acknowledging women’s right to vote. It’s an issue that, like many, today makes us shake our heads to think it was ever hotly contested. It seems […]

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Fooling sophisticated security systems with a photo

February 3, 2020

Ever notice how easy it is in the movies to get the better of high tech security?  Every secure room and prison cell has a person-size ventilation shaft covered by an easily removed grate. You can spray fog to reveal laser beams and then contort your way through. For every floor with alarm pressure plates, you […]

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Patriot Act Section 215 gets a quiet reprieve

January 30, 2020

Don’t feel bad if you missed it. Some allege that that was the idea. Late last year, Congress quietly extended Section 215 of the Patriot Act by burying it in the Further Continuing Appropriations Act of 2020.  “Most famously,” reported Harvard Law School’s Jolt Digest, … Section 215 authorizes the bulk collection of telephony metadata, or call detail records […]

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