Author Archive

The
digital
branding
challenge

June 22, 2017

  NOWADAYS it’s a fairly easy matter to infuse digital banking with brand trappings like logos, colors, and consistent font use. But that’s not all there is to branding. At least, not anymore. Today there’s this thing called brand personality. And while you can train tellers to smile—well, you can try—making a smartphone smile is […]

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digital
branding
challenge

Dodd, Frank,
and other delights
(More about the
future under Trump)

June 7, 2017

PRIOR TO April 21, there was unilateral agreement on how upcoming Trump administration policies would impact the financial services industry. The only hitch? The universal agreement was that there was simply no telling. No wonder more and more prognosticators are retreating to the safety of, “It could be this, that, or the other.” But, as […]

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and other delights
(More about the
future under Trump)

Mirror mirror on the wall
Who’s the most cashless
of them all?

May 22, 2017

Each year, the country that U.S. citizens visit most is Canada, our neighbor to the north. Yanks venturing there after 2009 would have noted that Canada had already adopted chip cards, a move the United States would not make until 2105, even then not without hiccups. Now a new survey from Payments Canada suggests that more than […]

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Who’s the most cashless
of them all?

The future under Trump:
Could be good, bad, or a bit of both

May 4, 2017

A few weeks ago I wrote about the future of fintech under the Trump administration. Since then, a flood of articles has burst forth about Trump’s taken and threatened actions in the financial services arena. The consensus seems to be: Could be good, could be bad, or some of both. Yeah, I’d say that about […]

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Could be good, bad, or a bit of both

Cognitive dissonance
over the fate of cash

May 1, 2017

You probably know the term cognitive dissonance. It refers to the sensation of gears inside your head grinding to a halt at the appearance of contradictory data. For a good example, look no further than prognostications about the impending fate of cold, hard, tangible currency. Depending on who pipes up and when, the future of […]

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over the fate of cash